I utilize a private pay model for counseling services. All fees are due at time of service.
Using a private pay model provides several benefits to both counselor and client:
1. Less pressure for the counselor to over-diagnose. Insurance companies will not authorize payment for counseling or psychotherapy unless it is deemed “medically necessary”. This often puts pressure on the therapist to assign a mental health diagnosis that becomes part of the client’s permanent healthcare record, in order to receive insurance payments. In addition, insurance typically does not cover marriage counseling or couples therapy.
2. Less risks to your confidentiality. Insurance companies require diagnoses, treatment plans, reports of progress, and other personal information before approving treatment. Once that information is released to insurance companies, the therapist cannot ensure that it will be kept private.
3. Prompt treatment for clients in need. Waiting on prior authorization from insurance companies can be a lengthy process. This can cause delays with clients quickly getting the help they need. In addition, clients are often surprised to find that even with a genuine mental health issue, their insurance claims are delayed and/or denied.
4. More specialized treatment. The counseling needs of clients vary widely; however, many insurance companies have a standard flat number of sessions they will approve. In addition, they often dictate the frequency of sessions, length of treatment, methods of counseling..etc.
By utilizing a private pay model, I am able to offer services based on the client’s individual needs-not the stipulations of their insurance policy.
In my experience, those who view counseling as an investment instead of an expense soon realize that the benefits of counseling far outweigh the costs.
$90 per 60-minute session
Premarital Counseling/Couples Therapy/Marriage Counseling:
$110 per 60-minute session
Cash, check, and all major credit cards are accepted for payment.
You may also use your Health Savings Account (HSA) or Flexible Spending account (FSA) to cover therapy. Please be sure that the FSA or HSA card you are using has a major credit card logo (Visa, Mastercard, etc).
If you are unable to attend a session, please make sure you cancel at least 24 hours beforehand. Otherwise, you may be charged for the full rate of the session.